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Business Continuity –

Financial Assurance Company. and its affiliates, including F.A.C Lending Corp, F.A.C Securities LLC, F.A.C Wealth LLC and F.A.C Capital Advisors, LLC, is committed to providing continuous, quality service to our members and maintains a business continuity plan in order to minimize customer impact in the event of a business disruption. In the event of a significant business disruption, F.A.C uses our business continuity management program to prioritize the recovery of critical business and technology functions. We accomplish this by: 1) re-routing service activities to available locations across the country; 2) relocating impacted businesses to recovery locations, as needed; 3) designing our technology and systems to support the recovery processes for critical business functions; 4) designating a crisis management team and recovery leaders responsible for activating and executing on the business continuity plan; and 5) adopting a communication plan to ensure that relevant updates are provided to our employees, customers, regulators and other key stakeholders.

While no contingency plan can eliminate all risk of a business interruption, F.A.C has taken significant steps to develop and implement sound recovery plans. F.A.C tests its plans on a regular basis and requires updates and approvals of the plans on at least an annual basis.

This disclosure is subject to modification without notice.